After standardising health insurance, Irdai looks at rating of hospitals

After standardisation of basic health insurance products, Insurance Regulatory Development Authority of India (Irdai), is  planning the standardisation of health services through rating of hospitals for insurance claims.

According to a senior official at Irdai, the regulator is consulting National Accreditation Board for Hospitals & Healthcare Providers (NABH) for rating the hospitals.

Under the rating mechanism, insurers can charge on the basis of grades based on facilities like number of doctors or equipment in the hospital. For example, charges applicable in a three-star hospital would be different from a five-star hospital.  

The regulator is already in discussions with insurance firms