Bank credits: Infra, power sectors continue to get lion's share, says RBI

Total credit growth at the end of August 2018 grew by 12.35 per cent to Rs 78.2 trillion, compared to Rs 69.6 trillion in August-end last year, the data from the Reserve Bank of India (RBI) shows. 

Over the last one year, much of the credit disbursed by banks flowed to the personal loan segment, industries and housing loans. Credit for housing loans has grown by 17 per cent from Rs 8.9 trillion as of August 2017 to Rs 10.4 trillion at the end of August 2018. 

While credit towards personal loans, including credit cards and other instruments, has grown by 18.2