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Banks having operations in the state have collected deposit of over Rs 100 crore from 3.14 million accounts opened under the flagship programme, Pradhan Mantri Jan Dhan Yojana (PMJDY), of which 62.91 per cent accounts are with zero balance as on December 13.
PMJDY, launched in August this year by Prime Minister Narendra Modi with much fanfare, aims at opening at least one account for each household in the country.
Latest data collated by State Level Bankers Committee (SLBC) showed that 31,49,866 accounts have been opened across the state with Rs 103.07 crore parked in them. Of the total accounts, 19,81,518 are zero balance accounts.
Among the PSU banks, United Bank of India leads the pack having collected a deposit of Rs 25.30 crore followed by Bank of Baroda, Rs 10.32 crore. Country’s largest PSU bank, State Bank of India has collected deposit of Rs 8.15 crore under the scheme. SBI has opened 9,16,842 accounts with 7,44,375 zero balance accounts, which represents 81.19 per cent of the total accounts opened by it.
Odisha Gramya Bank, the regional rural bank (RRB), has received a deposit of Rs 23.27 crore by opening 2,95,358 accounts and 59.76 per cent of them are with zero balance. New account holders have parked Rs 3.33 crore in HDFC bank and Rs 1.10 crore in Axis bank.
However, other banks like Corporation Bank, State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Travancore, Vijaya Bank, City Union Bank, DCB , Federal Bank , Indusind Bank, ING Vysya Bank, Kotak Mahindra Bank, Karur Vysya Bank, Laxmi Vilas Bank and YES Bank have not received a single rupee from the new accounts opened by them under the mission mode programme.
It may be noted that the Union finance minister, Arun Jaitley has revised the target for opening of accounts under PMJDY from 75 million to100 million by January 26, 2015. Apart from opening of accounts, other benefits of the programme include issue of RuPay debit card, Rs 1 lakh accidental insurance cover and an additional Rs 30,000 life insurance cover for those opening bank accounts before January 26, 2015.
“For getting the accidental insurance cover, RuPay Debit Card must be used at least once in 45 days. So transactions have to be done through the account for availing the insurance coverage,” said a bank official.
