BS Banking Annual 2016: 'Our mantra is, think money, think HDFC Bank'

By going digital, in the long run we see both top line and bottom line improving, said Aditya Puri Managing Director, HDFC Bank

Aditya Puri, managing director, HDFC Bank, is focusing on digitisation and customer conveniences, which he believes will lead the next phase of growth. Edited excerpts from an interview with Nupur Anand

What impact will demonetisation have on the economy and the banking sector?

Demonetisation has brought more money into the banking system. Savings that weren’t being used productively will now be used for investment and growth. Estimates of black money range from Rs 1.5-3 lakh crore, and it can be used constructively for transfer of wealth and building infrastructure. 

Yes, there has been pain, but the RBI and the banks have tried their