Business Standard

Confident of maintaining NIM at the current level, says RBL Bank MD & CEO

RBL Bank's MD and CEO R Subramaniakumar talks to Subrata Panda and Bhaskar Dutta about the lender's margins, loan growth, and asset quality

RBL Bank, MD & CEO, R Subramaniakumar
Premium

RBL Bank, MD & CEO, R Subramaniakumar

Subrata PandaBhaskar Dutta
After RBL Bank declared its December quarter earnings, its Managing Director and Chief Executive Officer R Subramaniakumar talked to Subrata Panda and Bhaskar Dutta about the lender’s margins, loan growth, and asset quality.  Edited excerpts:

Your net interest margin (NIM) has expanded to 4.74 per cent in Q3 from 4.55 per cent in the July-September quarter. Would we see any compression in margins going forward due to high deposit rates?
 
If you look at the business model, we have around 42-43 per cent of advances as fixed costs. We were lagging in the microfinance areas, but we have been growing now
Topics : RBL Bank

What you get on BS Premium?

  • Unlock 30+ premium stories daily hand-picked by our editors, across devices on browser and app.
  • Pick your 5 favourite companies, get a daily email with all news updates on them.
  • Full access to our intuitive epaper - clip, save, share articles from any device; newspaper archives from 2006.
  • Preferential invites to Business Standard events.
  • Curated newsletters on markets, personal finance, policy & politics, start-ups, technology, and more.
VIEW ALL FAQs

Need More Information - write to us at assist@bsmail.in