Even with Covid, our fresh slippages will be in control: SBI chairman

We believe most customers would start paying EMIs from September as the moratorium comes to an end, said Rajnish Kumar

SBI Chairman Rajnish Kumar doesn’t see any reason to fear a sudden rise in bad debt during the pandemic. Legacy loans are well taken care of, the bank has enough capital, and the exposure to sectors affected by the Covid-19 stress is minuscule in relation to the balance sheet, Kumar tells Abhijit Lele, Vishal Chhabria and Anup Roy in an interview. Edited excerpts:

For the first time, we’ll have a restructuring of retail loans. Is that a challenge?

We are working on what our policy would be and to whom the relief should be extended. But mostly, the relief, if needed, would