HDFC Bank revises credit card rewards points programme for customers

The bank said for select products and vouchers, redemption of reward points will be capped at 70 per cent of the total value, but this is not applicable for Infina and Diners Black cards

India’s largest credit card issuer — HDFC Bank — has revised its reward points programme and fees structure for its credit card customers, effective January 1, 2023.
 

The bank has said rent payments will not earn reward points, and redemption of reward points on various cards have been capped in certain segments. 
 

According to the communication shared by the bank to its customers, the redemption of reward points for flights and hotel bookings on the bank’s SmartBuy portal will be capped per calendar month at 150,000 reward points for Infinia cards, 75,000 reward points for Diners Black card, and 50,000