Industry's share in bank loans at record low of 26%, shows data

Personal loans, including housing, now at 26.7% of bank credit, highest ever

The share of industrial credit in banks loans, after years of sluggish growth, declined to a record low of 26 per cent during the first five months of FY22, down from 26.6 per cent during FY21.
 
At its peak in FY13, industrial credit accounted for nearly 46 per cent of loan disbursements.
 
In comparison, personal loans, including home loans, accounted for 26.7 per cent of bank credit during the first five months of FY22, up from 26.1 per cent at the end of March this year and a low of 18.2 per cent in FY12.
 
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