NPCI adds reloadable wallet feature in RuPay cards for offline transactions

The Covid-19 pandemic has accelerated the adoption of digital payments in India

RuPay contactless cards have been enabled with an offline feature for retail payments on a pilot basis to ensure seamless transactions in areas of low connectivity.

The cards also have a reloadable wallet facility, whereby customers can store money and use that for day-to-day transit payments. The wallet feature, too, could be used to make payments despite facing connectivity issues at point-of-sale machines. 

This will boost the adoption of digital payments in the country, especially when the government has been pushing RuPay cards by nudging banks to promote these as the first option.

In a statement on Wednesday, the National Payments Corporation of