Spike in credit demand from corporate, RAM segments: Indian Bank MD & CEO

In a Q&A, Shanti Lal Jain talks about recovery in demand, bad loan trends and the status of Covid recast

With the economy on the recovery path, Chennai-based Indian Bank is expecting key credit demand from the retail, agri and micro small and medium enterprises (RAM) segments to pick up. Shanti Lal Jain, managing director and chief executive officer of the bank talks about the recovery in demand, bad loan trends and the status of Covid restructuring, in an interview with Shine Jacob. Edited Excerpts:

1. Are you seeing corporate credit demand picking up? With the rise in bond yields, are more corporate in discussions with banks?

Corporate credit has seen some improvement. In the last quarter, we have added