Stressing the need for regulated entities to consider creating a common pool of bankable projects for climate related finance, RBI Governor said

Reserve Bank of India (RBI) Governor Sanjay Malhotra  delivers the Monetary Policy statement in Mumbai, India, February 7, 2025. | Photo: Reuters

Reserve Bank of India RBI Governor Sanjay Malhotra

The average loan ticket size in the first half of FY25 was Rs 84,507, compared to Rs 92,086 since September 2021

Just how many self-regulatory organisations (SROs) are too many? Last week, the Reserve Bank of India (RBI) capped the number of such entities for non-banking financial companies (NBFCs) at “a maximum of two”. And to ensure the smaller NBFCs get a fa

As a central bank, he said the RBI is mindful of its role in addressing and mitigating risks to the financial system from climate change

RBI, Reserve Bank of India

The FM will also launch the first facilitation centre for the Internship Scheme being set up in Kolkata by the Ministry of Corporate Affairs in collaboration with the Confederation of Indian Industry

Nirmala Sitharaman, Nirmala

The collections of microfinance pools have declined to about 90 per cent in the third quarter of financial year 2025 (Q3FY25) from around 97 per cent at the beginning of this year

Microfinance loan book shrinks 3.5% to Rs 3.85 trillion in Dec quarter

The Bengaluru-based fintech firm, which has been offering cashbacks on UPI transactions, overtook Cred, which processed 126.48 million the same month

Super.money fintech firm upi flipkart

Swiss investment bank UBS believes an accommodative monetary policy could help India sustain growth amid rising global uncertainties and trade disputes

NFOs come with inherent risks that investors should have considered before investing

The cash held by equity mutual fund (MF) schemes went up sharply in July amid after-Budget volatility and concerns about elevated valuations. Strong inflows into new fund offerings (NFOs) also kept cash levels elevated.

Adhere to asset allocation and do not allow recent volatility in US market faze you

stock market trading

Critical illness insurance products offer financial protection against specific life-threatening conditions such as cancer, cardiovascular diseases, and strokes

Purchasing Health Insurance

The Indian government recently revealed that the total number of students going abroad fell by nearly 15% in 2024 compared to the previous year

US colleges ask foreign students to get to campus before Trump takes office

With approximately 1.86 million people of Indian origin in Canada, these trade tensions are expected to have a significant impact on their livelihoods

US, Canada tariff

There are sometimes moments in life when you might face a sudden requirement for extra funds for a personal crisis. In such times, a personal loan is often the best way out

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Combining various asset classes in a portfolio can mitigate the risk inherent in a single-asset portfolio

Mutual funds (MFs) managed a record Rs 66.2 trillion in assets during the July-September quarter, marking a 12.3 per cent increase over the previous three-month period — the highest quarterly jump in MF assets in at least five years.

The platform offers liquidity and flexibility to bondholders wanting to sell before maturity

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A key reason professionals are opting for workations is affordability

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Between 2001 and 2022, Punjabi speakers accounted for 66% of all Indian asylum cases in US immigration courts, while Gujaratis made up just 7%

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Essential financial services will be available through online banking, ATMs, and mobile banking apps

For international travel, Vietnam, Malaysia, Azerbaijan, and Georgia are seeing the highest growth

holi

Says transition to small finance bank will help margins but operational cost for small ticket loans are very high

R Viswesvaran, MD & CEO, India Post Payments Bank

Says UPI is evolving rapidly, and there are multiple innovations around UPI for data-driven services and merchant solutions

KETAN PATEL, co-founder and chief executive officer (CEO) of Mswipe Technologies

Central bank has 'communicated intention' to provide sufficient liquidity, says senior executive of Kotak Mutual Fund

DEEPAK AGRAWAL, chief investment officer - debt at Kotak Mutual Fund

Samtani talks about Indian engineers and Generative AI (GenAI) in banking

Gunjan Samtani, co-chairman of Goldman Sachs, India, and country head of Goldman Sachs Services India

He said the asset liability committee of the bank will meet this week and the external benchmark linked loans would be reduced from this month itself

CS Setty, Chairman, SBI

Bima Stack makes purchasing insurance simpler, speeds up claims and strengthens access to products. It gives people control over their data

The insurance sector is at a critical juncture. Despite impressive growth in premium income – from Rs 1 trillion in FY05 to more than Rs 6.7 trillion in FY24 – the sector has yet to fully realise its potential in terms of broader penetration and impr

M&A activity in India has largely been unaffected by geopolitical uncertainty

The aspirations of a young India and increased income levels have encouraged companies to consider mergers and acquisitions (M&A) to keep up with demand. In a world where consumer preferences change dramatically, M&As provide companies the means to r

Digital underwriting is not just about making decisions quickly through automation: It ensures greater financial inclusion and improves risk control

Fintechs in the country have grown in the last decade, both in the number of entities and scale. The key growth sectors have been payments, credit, insurance and wealth management, fuelled by angel investors, venture capital (VC) and private equity.

Fintechs in India have a young, technologically savvy population and a well-placed digital infra. Steps taken to ensure regulatory clarity and transparency are improving investor sentiment

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The success of National Urban Cooperative Finance and Development Corporation will revive public confidence in the sector and provide regulatory comfort

According to General Insurance Council data, general insurers, who operate in multiple business lines, witnessed about 5 per cent YoY drop in premiums to Rs 17,399.3 crore in February

insurance

AHNA exploring tie-ups with financial institutions to offer cashless payment alternatives for affected patients

Irdai allows insurers to hedge interest rate risks with bond forwards

Insurers may prefer bond

LIC's weak performance drags overall premium growth of the segment

Insurance

Irdai under Panda moved to principle-based regulation from rule-based regulation

Debasish Panda, chairman, Irdai

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