- No one is going home shopping during a lockdown. But once things start returning to normal, home shopping would not be a bad idea.
- Real estate prices are reasonable. Loan rates are also affordable – as low as 7.9 per cent for certain banks.
- The maximum tenure offered by most lenders is 30 years, which makes the EMI much more affordable.
- If you get a step-up loan repayment option, your EMIs will be smaller in the initial years of the tenure.
- They will increase with time, but by then the economy would have recovered from the impact of the Coronavirus epidemic.
- Since a step-up loan
Planning to take a home loan? Step-up is a good option in difficult times
Real estate prices are reasonable. Loan rates are also affordable - as low as 7.9 per cent for certain banks
 "Home Loan")
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