Four lessons for investors from Samvat 2076 and the road ahead for markets

During Samvat 2077, investors need to look at asset class diversification, sector diversification, spreading investments over time by way of SIP or staggered investments

India still is not out of woods as far as the Covid-19 pandemic is concerned. That said, the latest macro and micro data are encouraging. However, some key worrying points remain – asset quality at lenders, stress in micro, medium and small enterprises (MSMEs), fiscal deficit, inflation, job creation etc.

A bull market, though, never requires all worrying points to be eliminated. Outcome of the US Presidential elections was a short-term worry, but all concerns have been put to rest now.

Going by the September 2020 quarter results, financials have shown signs of overcoming the issues caused by Covid-19 by