Lock in interest rates for up to 40 years with G-Secs under new RBI scheme

But avoid taking interest-rate risk in these instruments which will now become easily accessible through the RBI's Retail Direct Scheme

Prime Minister Narendra Modi launched the Reserve Bank of India’s (RBI) Retail Direct Scheme (RDS) last week. This scheme was first announced in February this year and offers a direct channel for investment in government securities (G-Secs), including central government securities, treasury bills, state development loans (SDLs) and sovereign gold bonds (SGBs).  

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RDS will mean better liquidity for investors. “It will become easier for retail investors to sell the G-Secs they have purchased using this facility. Secondary market liquidity was low in the broker-exchange system, the alternative route through which investors could also buy