Reduce exposure to mid-cap funds: Keep 75% in large and multi caps

Several mid- and small-cap schemes have risen between 50% and 70%

The best way to make money in the market is to buy low and sell high. But, the best of pundits have got their timing wrong, and there’s no reason retail investors should fare any better.

With the markets hovering near all-time highs, what should mutual fund investors do? Experts suggest that investors should remain invested in equities but calibrate asset allocation based on one’s risk appetite. 

“There is no point in trying to time the market,” says Chandresh Nigam, CEO, Axis MF. “Choose products that suit your risk profile and continue investing through systematic investment plans (SIPs). Be in