Retail investors seem to be finding it difficult to hold onto their equity assets with a long-term horizon as market volatility has kept investors on the edge. The break-up of retail equity assets shows that at the end of the December quarter, close to 60 per cent or Rs 2.9 trillion of the assets were held for less than two-years. Even as the retail assets in equity schemes have compounded at 37 per cent annually, over the last two years, the share of assets held for more than two years has declined from 52 per cent to 41 per cent