Room for growth

PENNY WISE

37.89 24.39 Other income28.0075.00100.00 % chg (y-o-y)

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167.8633.33 NIM (%)2.452.852.85 Operating profit354.00531.98735.00 % chg (y-o-y)

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50.2838.16 Net profit 279.00387.00487.00 % chg (y-o-y)

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38.7125.84 P/BV1.971.661.45 E: Analysts Estimates  Long-term triggers
In a bid to leverage its brand value and customer base, the company has planned to set up two wholly owned subsidiaries