Selection is important

PORTFOLIO MAKEOVER

At the age of 34 some would say it's late to start planning your goals. But seeing your systematic approach to investment, we are glad that you have started well. Your target seems achievable, given the fact that you have a 15 year time horizon.  The SIP approach is perfect but we have some suggestions especially relating to the fund selection and the fund count. We believe you need to get some basics right so that the portfolio is balanced and helps you achieve your goal.  You started invested in January 2008