Are you an avid jetsetter? If you love to travel and are planning for the next vacation with your loved ones, but your budget's holding you back, there is still reason to be hopeful.
They still might be a way to take that holiday to get away from work and make your family / friends happy. How? Travel loans. Travel loans give you the freedom to explore new destinations, have unique experiences and create memories for a lifetime, all without worrying about money.
Here we explore five best options that you can access to fund that dream holiday and have memorable vacations:
OMLP2P
If you are planning a surprise vacation for your parents on their anniversary but don't have the liquid cash to do this, you can still make it happen through OMLP2P. OMLp2p is India's leading peer to peer lending platform that brings investors and borrowers together for a seamless and transparent loan disbursal experience. OMLP2P is among the best alternatives for borrowing money as compared to conventional methods like say getting a bank loan or a credit card.
Loantap.in
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Have you ever thought of exploring the places which you would love to experience on your favorite vehicle at a beautiful vacation destination? This could be possible through Loantap.in. Loantap.in offers you an easy access to credit through affordable EMIs, and more importantly, the ability to support your dreams. Loantap is an online platform committed to delivering flexible loan products to salaried professionals. Loantap helps you choose custom-made loan products from an array of offerings including special product - Holiday Loan.
Qbera
Qbera currently provides lending services to salaried individuals, most commonly those between 23-45 years of age. Earning a monthly income of Rs. 20,000 or more, these borrowers are often unable to obtain loans from institutional lenders due to various reasons such as having low credit score, or no previous credit history. The company offers unsecured personal loans of up to Rs. 5 lakh, following an online delivery model to ensure a seamless process. Once the loan applicant gets a final loan offer from the lender, all they need to do is provide their PAN details and a few essential KYC documents to get the funds transferred to their account. The platform's USP lies in offering lending services to employees of more than 6 lakh companies in India, more than 90 percent of which are not covered by traditional lenders such as banks.
BankBazaar
If you're tired of the generic financial or credit products in the market and are looking for solutions that match your specific requirements, then BankBazaar is your go-to platform. BankBazaar is an online marketplace that gives consumers access to customized rate quotes on loans, credit cards or personal finance products. It offers these services on both its web and mobile platforms, through which consumers can search for offers, compare, and customize them to match their requirements.
MoneyTap
When planning a vacation to Paris with your friends to experience life, literature, food, and especially the Eiffel Tower, you don't need to think twice before packing your bags. That's because Moneytap will look after all your financial needs and always have your back whenever you need that little bit of help with money. MoneyTap is India's first app-based credit line with flexible interest rates offering consumers financial assistance along with a variety of services.
Disclaimer: No Business Standard Journalist was involved in creation of this content