The result was announced after market hours on Friday, 17 May 2013.
Meanwhile, the BSE Sensex was up 129.52 points, or 0.64%, to 20,415.64.
On BSE, 1.26 lakh shares were traded in the counter compared with average volume of 1.14 lakh shares over the past two weeks.
The stock hit a high of Rs 48.65 and a low of Rs 47.60 so far during the day.
Dhanlaxmi Bank's total income rose 1% to Rs 369.25 crore in Q4 March 2013 over Q4 March 2012.
The bank's ratio of net non-performing assets (NPAs) to net advances increased to 3.36% as on 31 March 2013, from 2.93% as on 31 December 2012 and 0.66% as on 31 March 2012. The ratio of gross NPAs to gross advances increased to 4.82% as of 31 March 2013, from 4.19% as on 31 December 2012 and 1.18% as on 31 March 2012.
The bank's capital adequacy ratio (CAR) as per Basel II norms stood at 11.06% as on 31 March 2013, as against 11.58% as on 31 December 2012 and 9.49% as of 31 March 2012.
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Dhanlaxmi Bank's provisions and contingencies jumped 177% to Rs 32.88 crore in Q4 March 2013 over Q4 March 2012.
Dhanlaxmi Bank reported net profit of Rs 2.62 crore in the year ended 31 March 2013 (FY 2013), as against net loss of Rs 115.63 crore in the year ended 31 March 2012 (FY 2012). Total income declined 7.5% to Rs 1422.30 crore in FY 2013 over FY 2012.
Dhanlaxmi Bank has a network of 280 branches and 396 ATMs, covering 160 centers across 14 states. It services a broad customer base of 1.6 million. The bank provides a suite of banking products and services to its customers across retail banking, microfinance and agricultural lending and small and medium enterprises group.
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