Brijesh Sharma, a medical doctor and his wife Sapna, hailing from Nagpur, had an account with Canara Bank’s Ramdaspeth Branch since 2005. The account was continued even after they migrated to the United Kingdom in 2010. The bank issued a cheque book to them in 2011, which contained 20 leaves. Some of these cheques were used.
On March 15, 2012, Sapna received a phone call from the bank informing her that there was some discrepancy in one of the cheques and inquired whether to honour it or not. Her husband called up the Chief Manager and told him that no cheque
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