While some National Spot Exchange Ltd borrowers are known for their strong-arm tactics, others are spiritually inclined. One of them goes further so that anyone who calls him gets a dose of his spirituality. His caller tune goes: "Ishwar apne saath hai, Darne ki kya baat hai. (When god is by your side, what is there to worry about.)" Investors calling him for their hard-earned money were wondering if that is a cryptic message in the caller tune before they even start talking to him. But with the Economic Offences Wing and other enforcement agencies now going after the borrowers, it is mostly this tune callers get to hear rather than an answering voice.