With banks increasingly taking over defaulters' assets, a new problem is facing lenders. Bankers say they get all kinds of queries from employees, suppliers and customers of the defaulter company. A large number of questions relate to their salaries, income tax deductions and even ways to access their PF accounts! The promoters of these companies divert all queries to the banks that have taken over the assets. Exasperated bankers, who do not have any experience in running companies, rue how such calls eat up precious time.