Good time to review portfolio

Book some profits in equities and reallocate asset weights

The ‘increasing SIP’ is a common real-life situation. Consider a long-term fund investor who commits roughly the same percentage of his income to equity funds every month. As compensation and savings increase, the quantum of commitment to the market also increases. At the same time, inflation will run at varying rates and the purchasing power of money will, therefore, get eroded. The combination of an increasing SIP (systematic investment plan), long-term inflation and the volatility of equity returns makes it hard to calculate the internal rate of return for such an investor. But, this profile is common. One can assert