Pratap Singh had taken a term assurance policy from HDFC Life. The policy provided a cover of Rs 50 lakh, for which the annual premium was Rs 24,046. The policy commenced from December 5, 2008, and had a term of 20 years. Prior to issuance of the policy, the insurer had subjected Singh to a medical examination at Apex Diagnostics and Polyclinic, which had reported him to be fit.
However, Singh expired on January 1, 2009. His brother Virpal Nagar who was the nominee lodged a claim under the policy. Even though all the documents were submitted, HDFC Life
However, Singh expired on January 1, 2009. His brother Virpal Nagar who was the nominee lodged a claim under the policy. Even though all the documents were submitted, HDFC Life
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