This refers to “Who wants PSB reforms, anyway?” (March 5). Permit me to rephrase the question and answer it. Who is preventing a wholesale overhaul of public sector banks (PSB) to bring them on par with the best among the world-class commercial banks? They include the rich and the powerful who own and operate governments in India, mainstream media houses and private sector business who depend on laxity in the appraisal of loan proposals and recovery arrangements in PSBs. The pressure on the government to bring to books the people who swindled money is conspicuous by its absence. The effort