<b>Letters:</b> A 'Kerala model'

Cooperatives across India had more than their share of problems post-demonetisation

The latest ordinance promulgated by the Kerala government has objectives much beyond restructuring of the management of district cooperative banks (DCBs). It will, hopefully, pave the way for the formation of Kerala Cooperative Bank through the merger of Kerala State Cooperative Bank and all DCBs in the state, a dream project of the CM which found a mention in Communist Party of India (Marxist)’s manifesto for the last assembly elections. Close on the heels of the merger of State Bank of Travancore with State Bank of India the formation of a big local bank gains significance. If the new entity