With reference to Geetanjali Krishna’s thought-provoking “The case for universal pension” (November 25), the author has highlighted the plight of those belonging to the “unorganised” sector with no one to fall back upon. She hits the nail on the head by revealing the worrisome status of India’s social security schemes compared to those prevailing in other parts of the world. In fact, the much talked about schemes usually remain on paper and rarely see the light of day. And the nation’s highly significant unorganised sector has turned out to be the biggest victim of the government’s continued passivity that fails