After emptying the hard saved reserves in the coffers of the Reserve Bank of India, the central government has announced the merger of 10 more public sector banks to form four mega banks. While the country is facing an unprecedented economic sickness, the GDP down to a six-year low at 5 per cent and unemployment at its peak, one wonders why the government has rushed with the merger of 10 banks which is not going to be a smooth transition for various reasons. Even the merger of all subsidiary banks into the State Bank of India has proved futile. Though