Maximising returns can harm financial health

Investments should carry a statutory warning: "Any attempt to maximise returns can be injurious to financial health"

Imagine this scenario. It’s the final of a 50-over national level tournament. The host side batting second needs one run to win with three balls and one wicket to spare. Fortunately, the better batsman is at the striker’s end. Knowing his penchant for hooking, the opposing side’s captain sets an appropriate field and the bowler bowls a bouncer. The compulsive hooker goes for his shot. The fielder on the boundary positions himself to take the catch. Much to the crowd’s joy, however, the ball sails over the boundary rope.

When asked why he chose the risky shot, the batsman says