Business Standard

Seven banking trends to watch out for in 2019

The evolving RBI-government relationship, a reversal in the interest rate cycle and return to profitability will dominate bankers' conversation this year

farm loans, farm distress, farm loan waiver
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In whatever form the relief packages for farmers come, banks will be wary of lending to them and the real issues will get discussed but not addressed

Tamal Bandyopadhyay New Delhi
The latest financial stability report of the Indian central bank, a biannual health check-up for the banking system, should be music to the ears of the CEOs of banks and the investors in bank stocks. 

The proverbial light at the end of the tunnel is, finally, in sight. The pile of bad assets, under which a few public sector banks (PSBs) have almost got buried, has started showing signs of erosion. 

As a percentage of the overall loan book of the Indian banking industry, the bad loans in September (10.8 per cent) declined from the March 2018 level (11.5 per cent). The
Disclaimer: These are personal views of the writer. They do not necessarily reflect the opinion of www.business-standard.com or the Business Standard newspaper

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