Corporate chiefs gathered at a recent insurance conference joked that Prime Minister Narendra Modi had started giving tough competition to insurance agents. Citing the Pradhan Mantri Suraksha Bima Yojana and the Pradhan Mantri Jeevan Jyoti Bima Yojana, they said with these insurance schemes, the PM had collected more money from individual depositors than most insurance agents were able to do in all these years.