The toughest challenge before bank HR

Employees across segments, including those involved in specialised jobs such as technology, compliance and risk management, have started leaving the bank fold in hordes

Let’s begin with a question.

Who’s the most stressed executive in some of the Indian private banks?

The CEO.

No.

Okay. The treasury head. In a rising interest rate scenario, making profits and avoiding mark-to-market losses is a tough job.

Incorrect.

Is that the executive in charge of recovery of bad loans?

Nope.

The head of credit. Demand for bank loans is rising but making sure that the loans won’t turn bad is not easy.

Wrong again.

Then, it must be the head of liabilities. Banks’ credit growth is outpacing deposit mobilisation. The deposit rates are rising. Collection of more