Are Airtel's 'prepaid' insurance plans as good as standalone policies?

Earlier this month, the telecom company introduced a Rs 279 prepaid plan, with Rs 4 lakh insurance cover from HDFC Life

High competition in the telecom industry has led to a spate of offers from existing firms. The offers include Netflix, Amazon Prime, Airport lounge access, free handset insurance, and now, even a life insurance policy. Yes, Bharti Airtel’s (Airtel’s) latest prepaid recharge plan offers exactly that — a free life insurance policy. Says Vikas Seth, managing director and chief executive officer, Bharti AXA Life Insurance: “The life insurance cover is available to all customers aged 18-54 years and requires no paperwork or medical test. The objective behind this offer is to ensure life insurance cover to every customer with each