Can one challenge the rejection of insurance claim? Expert answers

When is a life insurance claim rejected? Can one challenge such a rejection?

Life insurance is about securing your loved ones in the event of your absence. To ensure that this objective is met without any hassle to our loved ones, we should be aware of the reasons that typically lead to claim rejection. 
 

The first reason could be non-disclosure during the purchase of insurance. Information and disclosures mentioned in the proposal form are critical and material for the issuance of an insurance policy. Hence, applicants should ensure that all information and declarations are truthful and complete. 

The second reason could