Combine your SIPs with long-investment horizon for better results

Expert advice on how to many the most of your systematic investment plans

With the growing popularity of systematic investment plans (SIPs), most investors nowadays take this route when investing in equity MFs.
 
However, the use of SIPs has still not become as common in debt funds, where it can be advantageous as well. 
 
“We think of SIPs mostly in the context of equities, since the equity market is more volatile and the concept of rupee-cost-averaging is more relevant there. But an SIP is a good idea in the case of debt funds too,” says Joydeep Sen, corporate trainer (debt market) and author.
 
Introduces discipline
 
For people who earn