From the Ministry of Home Affairs guidelines, it appears that Lockdown 4.0 will be a more relaxed regime. Offices will reopen and most commercial activities will be permitted (except in containment zones, and barring a few activities prohibited throughout the country). However, the government could be forced to clampdown once again if the number of infections soars.
You should, therefore, use this reprieve to complete some of the essential personal finance tasks you may have left pending due to the lockdown. During this period, endeavour to set yourself up in a manner that you are able to accomplish more of