It's time we stopped focusing on fear and anxiety around Covid-19 and started answering practical questions about all the changes it has brought about in our daily lives. "We all will need to live through the isolation and months of working from home. And, perhaps sooner or later work on lower salaries or even with a no-paycheck scenario. Thus everyone needs to bring about a change in their financial strategies to survive the new environment," says Mumbai-based Certified Financial Planner Pankaj Mathpal. "This means close monitoring your cash flows (money coming in and going out), and changing them in according