Family planning to travel: Expert answers all health insurance queries

Will you be covered by health insurance in case if you participate in an adventure activity like paragliding, trekking?

I am planning to get married next year. If I start planning a family in a few years down the line, do you recommend buying a health policy with maternity cover? My current health insurance policy doesn’t cover maternity. What would be the premium to coverage ratio for such a cover?

Yes, you may opt for a maternity cover in your family floater plan. The maternity waiting period would be calculated from the date your spouse has become a part of the policy. For a few insurance companies, maternity is an inbuilt cover, while few other insurance companies give it as