Increase investments periodically in line with salary to meet your goals

Investors also need to provide for financial shocks. Things do not always go as planned, and hence one needs to build a margin of safety

Most double-income couples today have a wide variety of financial goals: vacationing at exotic locations, buying a car and a home, kid’s education, and providing for retirement. The list of goals is long and saving and investing for all of them usually appears a daunting task. There is one solution to this issue, though. Both you and your spouse’s income will grow, and so will your capacity to save and invest. If you increase your investment in tandem with the rise in your income, goals that appear insurmountable at present will become achievable. 

People are reluctant to start investing early because