Business Standard

Is Covid-19 home treatment covered? Check the fine print to find out

While many policies cover it for the entire sum insured, others have sub-limits

Opting for EMI on health insurance premiums? You may end up paying more
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Bindisha Sarang
Many people, who have tested positive for the Covid-19 virus, are finding it difficult to get a hospital bed and are, hence, undergoing treatment at home.
 
Several hospitals and healthcare providers have started giving home treatment. But many patients undergoing such treatment are worried about whether their health insurance policy will cover it.
 
Today, many health insurance policies cover domiciliary hospitalisation. One of the two conditions need to be met for domestic hospitalisation to be permitted. “Either medical facility is not available at a hospital, or the patient's condition is too serious to visit a hospital. In such

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