Healthcare costs have been going up consistently, and insurance companies have responded by increasing premiums. In cases, where the employee and his family are covered under company insurance policy, many have gone on co-payment system for family members. However, this is one insurance policy that no one can ignore. It is a necessity, plain and simple. So, whether one buys a family floater or a standalone one, adequate health insurance is a must.
The problem arises that many people, in their overzealousness to get tax benefits or for some other reasons, end up loading up on all kinds of policies. And