Personal Finance

Drive home your dream car: Find hidden deals & best loan rates by banks

Processing fees and rules of top lenders listed to help you make a decision

HDFC Bank hikes fixed deposit rates to 7.9% from 7.75%

The bank offers fixed deposits (FDs) with tenures ranging from 7 days to 10 years, featuring annual interest rates between 3 per cent and 7.90 per cent

Coolcations to 'Silver bullet' wellness: Key luxury travel trends for 2025

The rise in soaring temperatures in certain parts of the world has given birth to the concept of 'coolcations', where travelers head to cooler locations to seek refuge from the intense heat.

Top FD rates in January, 2025: 10 banks offering 8% or more interest

Among the options, Unity Small Finance Bank and North East Small Finance Bank provide the highest rates, offering up to 9% for select tenures

Singapore leads in 2025's most powerful passports; India drops to 85th

India emerged as 85th on the list, which means Indian passport holders can travel visa free to 57 nations of the world.

Wealth migration: Why 142,000 millionaires are likely to relocate in 2025

In 2024, 134,000 high-net-worth individuals relocated and established new domiciles worldwide, driven by robust inflows to the UAE, USA, and Italy

Borrowers with microfinance, retail overlap have higher delinquency: CRIF

The report highlighted that borrowers with an overlap of microfinance and retail loans exhibited higher delinquency rates compared to those with only microfinance loans.

Managing multiple loans: Lower interest cost via debt consolidation

Borrowers with multiple loans-such as credit card, personal, and home loan-can pool them into one large loan with a lower interest rate

Budget 2025: Why MF industry's top wish is tax relief for debt funds

The industry seeks a 12.5 tax rate on long-term capital gains (LTCG) for redeeming debt mutual fund units held over a year, aligning it with the rate applicable to listed bonds

Budget 2025 expectations: Insurers seek GST cut, Section 80D hike, more

Budget 2025: Key demands include reducing GST on premiums, revising tax exemptions under Section 80D, and introducing a health regulator to counter rising medical inflation

Mirae Asset launches smallcap fund, targets India's high-growth segment

The scheme will invest in quality stocks that show sustainable high earnings growth, high capital efficiency, good corporate governance and have low or negligible leverage

Union Budget should reduce personal I-T for lower-income groups: EY India

The Union Budget for 2025-26 is scheduled to be presented in Parliament on February 1

US consulates in India to shut on January 9: What it means for your visa

Applicants with scheduled appointments for US citizen services or visa interviews on that day are advised to check their email for rescheduling instructions

Pre-policy medical tests: Key to transparent coverage & avoiding rejections

Insurers often offer reduced premiums for applicants who pass their medical tests without any significant health concerns. This can lead to substantial savings over time

Short on funds? Book flights with 10-40% upfront & pay the rest later

MakeMyTrip expects the feature to address challenges faced by families, groups, and even solo travellers who find it difficult to pay the full fare immediately

Private equity investments in India surge 46% to $15 bn: Top deals of 2024

This growth was driven by sectors such as healthcare and pharmaceuticals, consumer-related industries, and technology.

Thailand eyes 40 million tourists by 2025 with relaxed visa policies

Tourists spent approximately 1.67 trillion baht ($66 billion) in 2024

2025: Gold likely to hit Rs 85,000 per 10 grams, silver Rs 1,10,000 per kg

Gold is expected to rise toward Rs 85,000 per 10 grams, driven by central bank buying, geopolitical tensions, and trade war concerns.

India's 1st luxury-focused Rs 1,000 cr real estate investment fund is here

The Fund's objective is to generate superior risk-adjusted returns for investors by investing in high-end residential projects in top cities, holiday homes, in vibrant and sought-after second-homes.

Israel launches e-visa for Indian travellers: How to apply & required docs

The e-visa platform is integrated with Israel's Entry Travel Authorization (ETA) system, ensuring efficient processing and prompt approvals