While shopping online, booking tickets for travel, or using payment apps to send money, you may have received offers to purchase insurance covers. These are usually for sachet or bite-sized policies that cover a specific risk for a limited period of time. Most of us respond to such offers on a whim: sometimes we buy them and sometimes we don’t. But we need to have a more well-considered response to such offers.
Small-ticket insurance is available to you as a member of a group — be it as a fare-paying passenger, a payment app user, or a customer of an online