Dutta Service Station in Kangra District of Himachal Pradesh owned a petrol tanker. It was insured with National Insurance between March 12, 2013 and March 11, 2014.
The service station had employed a driver for the tanker, which was used to transport petroleum products from Jalandhar to Shaheed Padam Singh Filling Station, Ghaziabad. On August 14, 2013, he unloaded the goods, parked the tanker near the petrol pump, and slept in his cabin. The tanker caught fire and got burnt. A First Information Report was registered with the police and the insurer was intimated.
The insurer appointed a surveyor who