Personal Finance

Reducing home loan: Switch to lower-cost loan if credit profile improves

Until repo rate cuts begin, borrowers can explore other options to lower their home loan burden

Pace of price growth for housing properties expected to moderate next year

Potential homebuyers must ensure they don't overstretch themselves financially

What are the best pension plans that can help you post-retirement?

From immediate to regular to deferred pension, check out your best options

Withdraw your PF instantly from ATMs starting 2025: How it benefits you

The new system will introduce dedicated PF withdrawal cards, functioning like regular bank ATM cards

'Tis the season: How to get luxuriously creative with your Christmas decor

The essence of Christmas decor lies in creating a warm, joyful, and inviting atmosphere that reflects the spirit of the season. Know how to deck up your home and hearth this festive season

Thailand e-Visa for Indians from 2025, 60-day visa exemption to continue

The e-Visa system will be effective from January 1, 2025, the Thai embassy said

Mumbai man loses Rs 10 lakh in task completion scam: Here's how it works

The victim was offered a part-time job. Eventually, he was asked to pay "fees" under the guise of earning lucrative returns, which never materialised

Advance tax payment last date is on Sunday Dec 15: What should you do?

If the last day for payment of any instalments of advance tax is a day on which the receiving bank is closed, the assessee can make the payment on the next immediately following working day

Mirae Asset launches 2 funds targeting India's emerging consumer landscape

The schemes aim to provide investors with an opportunity to potentially participate in the evolving consumption landscape of India, driven by changing demographics and rising discretionary spending

Fund Review: SBI Short Term Debt Fund

Fund Review: SBI Short Term Debt Fund

H-1B, L-1 visa spouses: US to renew work permits automatically from January

This change is expected to benefit many, particularly Indians, who represent a large portion of these visa categories

New SIP rule: SEBI mandates MF companies to process cancellations in 2 days

This revised timelines for cancellation of SIPs has come into effect from December 1, 2024

US January 2025 visa bulletin: Slight progress for Indians in EB-2, F1, F3

The US January 2025 Visa Bulletin shows minor progress in few employment and family-based visa categories

Managing multiple credit cards? Points you should keep in mind

Before utilising multiple cards, assess your monthly income and fixed expenses to determine how much you can afford to spend

Go with regulated entity: Listed bonds subject to ratings, oversight

Unlisted securities, issued by smaller companies, often promise high interest rates of 15-18 per cent to attract investors

Corporate vs government bonds. Which one to choose for better investment?

In 2024, 33 bonds defaulted- 28 were corporate bonds, 4 public-private bonds, and only 1 was a government bond

Sebi for using DigiLocker to reduce unclaimed assets in securities market

In case of a user's death, DigiLocker will update the account status based on death registration data from the Registrar General of India, or information from the KRA system, the regulator proposed

Still waiting? These could be reasons for not receiving your ITR refund

Filing an incorrect or incomplete return can significantly delay refunds

LIC Bima Sakhi: 10th pass women can work and earn up to Rs 11,000 per month

Women achieving their targets will qualify for commission-based incentives

'You must allocate 8% of your portfolio in gold, 10-15% in silver in 2025'

Gold and silver are maintaining their appeal as safe-haven investments as the market navigates a mix of economic and geopolitical challenges