Tipping point: Is this a good time to enter banking sector funds?

Is this a good time to enter banking funds? 

Banking sector funds are, on an average, up 9.78 per cent over the past month and 12.08 per cent over the past six months. In calendar year 2018, these funds had, on an average, registered a decline of 0.59 per cent. 

Several factors are responsible for the improved performance of this sector. One view is that the bad asset quality cycle may have bottomed out. Non-performing assets and slippages have declined in the past two quarters. Banks have also shown strong loan growth, benefiting from the troubles of non-banking