Travel safe: Why buying insurance for your international vacation matters

Polices cover you against medical emergencies, flight cancellations or lost baggage

If you plan to head to a foreign destination during the winter holidays, make sure you buy adequate travel insurance. This will ensure your family is protected against a range of emergencies and mishaps. Two types of travel covers are available for families nowadays: multi-individual covers and family-floater covers.

“A family travel insurance must be taken for international travel as it can provide coverage against financial losses that might arise due to unforeseen events,” says Parthanil Ghosh, president, retail business, HDFC ERGO General Insurance.

This policy provides coverage for medical expenses under emergency situations such as hospitalisation, dental issues, medical evacuation, body