When buying cancer cover, look for a policy that pays even at early stage

Make sure that the payout is not restricted to detection at stage III or IV

Among non-communicable diseases, cancer is a leading cause of deaths in India. This National Cancer Awaren­ess Day let us discuss how insurance can help you handle the financial devastation caused by this disease.

When cancer is detected, a person has to incur hospitalisation expenses. But a considerable part of treatment also happens in the form of daycare (chemotherapy, for instance, may not require hospitalisation). Treatment also tends to be prolonged and the patient is unable to earn during this period.

To meet these issues, you need multiple covers. First, buy an indemnity plan. “Your first should be a comprehensive health cover—an indemnity-based