With dengue cases on the rise, a cover for vector-borne diseases is a must

Such a plan make sense especially for those who are unable to obtain a comprehensive health cover

Media reports suggest that there has been a surge in dengue cases this year in Maharashtra, Punjab, Delhi National Capital Region (NCR) and Gujarat. Treatment of vector-borne diseases can require hospitalisation and the bill can be hefty if the patient’s condition is serious. A policy that provides coverage for such diseases can, therefore, prove handy.

A benefits policy

These policies offer coverage for diseases like dengue, malaria, kala azar, filariasis, chikungunya, Japanese encephalitis, zika virus, etc. “Once you are diagnosed with the ailment and hospitalised, the policy will pay a lump-sum benefit,” says Sanjay Datta, chief-claims, underwriting and reinsurance, ICICI Lombard General